Oct 1, 2017

Propesyonal na Banker ang Nagsabi na “Totally Wrong” ang aligasyon ni Trillanes kay Duterte sa P1-Billion Account

Sen. Antonio Trillanes and President Rody Duterte, photo from ABS-CBN News
Ang Netizen na si Long Pineda, isang banker sa pamamagitan ng kanyang propesyon, ay nagpaliwanag ng mga dahilan kung bakit ang mga paratang ni Sen. Trillanes sa sa P1 bilyon na account ni Pangulong Rody Duterte ay ganap na mali dahil sa hindi wastong kalkulasyon ng mga deposito at withdrawal.


Ayon kay Pineda, “A banker worth his salt knows that when speaking of bank transactions, the more relevant numbers would be the ADB (average daily balance). You do not sum up all deposit and withdrawal transactions together because that would tantamount to double counting.”



Binanggit ni Pineda ang isang halimbawa upang ibaling ang kanyang punto.

For example, if I deposit 100k and withdraw 70k, that doesn’t mean I have a total of 170k in my account. My ADB for the day would be 30k.

Now if you use the “Corona” math and add up the deposit of 100k plus withdrawal of 70k+30k ADB, it would look like total total transaction is 200k…this is what the Trillanes computation looks like…this is totally wrong” dagdag pa ni Pineda.

Sinabi naman sa social media ng mga netizens na totoo ang sinasabi ng banker lalo na sa mga netizens na kilala kung paano gumagana ang bangko.

Ang netizen na si Aj Lim ay gumawa ng isang paliwanag ukol dito:

“Deposits - Withdrawals
Simple math po ito
Accounting 101

The report said total deposits (rappler trash report)

DUH Ako din nag ilang milyon na total deposits ko pero wala akong perang ganyan. It would only point out that I had that much purchasing power, over the years when I have been using my bank account, for whatever sorts and reasons unknown (withdrawals). Kung meron receipts on online banking sa withdrawals ma trace yan pero kung cash physical receipt na para proof saan napunta.

Correct me if I am wrong ha.....
Average(Daily End of the Day balance )
Average(Daily End of the Day Balance Each day for the month) -> this method reflects daily transactions into the average and shows the trending pattern on the increase or decrease on the bank account's monetary volume in the given time frame. So hindi Start + end of month /2 which is non-reflective of the day to day transactions done.”



Pinabulaanan naman ni Francis Ibanez ang logic ni Trillanes. “ang sarap naman kung ang laman ng account mo is the sum of how much you deposited and withdrew. nagdeposit ako ng 10k, nagwithdraw ako ng 5k, so magiging 15k ang balanse ko! ang saya! Lol”

Ito naman ang comment ni Mondo Ruiz Ocampo: “if i had opened my account in 1978 , wow then i can call myself millionaire now in 2017? Trillanes doctrine to.why is it im still poor?”

Magbigay ng inyong reaksiyon sa pahayag na ito.

Source: philnews.xyz



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